MUNTHOHAROH, Ayu; HAYON, Paulus Peka. Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Keputusan Penggunaan Quick Response Code Indonesian Standard Pada UMKM. Papsel Economic Journal, [S. l.], v. 2, n. 3, p. 9–21, 2025. DOI: 10.63185/pej.v2i3.196. Disponível em: https://journal.papsel.org/index.php/PEJ/article/view/196. Acesso em: 23 may. 2026.